EquiDeFi® Terms of Service
Welcome to EquiDeFi®, a website and software system (the “Site”), created and owned by EquiDeFi Ltd., (“we”, “us”, or “EquiDeFi”). Through this Site, we provide services and materials (“Services”) designed to assist: (i) Site visitors including investors (“Site Visitors”); (ii) individuals or entities who have purchased a license to use our services and their authorized users (“Enterprise Users”); and (iii) individuals or entities who are invited to create an account (“Account Users”) and their authorized users and related entities who create a portal to manage and track communications (“Portal Users”). Site Visitors, Enterprise Users, Account Users and Portal Users are collectively referred to herein as “Users” (or, individually, “you”). All Users’ access and use of the Site, along with any services or materials contained or referenced herein, are governed by and subject to this Terms of Use Agreement (the “Terms”), as well as all applicable laws.
PLEASE READ CAREFULLY THE FOLLOWING TERMS OF SERVICE.
By logging in and using the Site, you represent that you (1) are over the age of 18, (2) have the right and authority to legally bind yourself or your company, firm and/or employer to these Terms, (3) have not been previously suspended or removed from the Site by EquiDeFi®, and (4) are not a competitor of EquiDeFi® or acting on behalf of any such competitor.
IF YOU DO NOT AGREE TO ALL OF THESE TERMS OR CANNOT TRUTHFULLY MAKE SUCH REPRESENTATIONS, SELECT THE “DECLINE” BUTTON AT THE END OF THIS AGREEMENT AND DO NOT USE THE SITE OR SERVICE. By selecting “accept”, you agree on your and your company’s, firm’s or employer’s behalf to be legally bound by all these Terms, including any additional guidelines and future modifications hereto.
TERMS APPLICABLE TO ALL USERS
We may revise these Terms or any additional terms and conditions that are relevant to a particular Service from time to time to reflect changes in the law or to the Services. We will post the revised terms on the Site with a “last updated” date. Those revised terms become part of these Terms. It is your responsibility to review the Site on a regular basis to obtain timely notice of any revisions. If you continue to use the Services after the revisions take effect, you are thereby bound by these Terms as revised. You agree that we shall not be liable to you or to any third party by reason of modification of the Terms.
You agree to receive electronically all communications, agreements and notices that we provide in connection with the Services (“Communications”), including by e-mail, text, notifications by Messenger Feature, or by posting them on the Site or through any Services. You agree that all Communications that we provide to you electronically satisfy any legal requirement that Communications be in writing. You agree to keep your Site account (“Account”) contact information current so that we can send you Communications.
If you use the electronic signature feature of the Services, you accept the additional terms applicable to the Electronic Signature feature.
If you use the Messages Feature, you accept the additional terms applicable to the Messenger Features available on the Site.
If you use the escrow features and services, you accept the terms of use for our Escrow Services
If you are an Enterprise User and you are, or your organization is, bound by a separate license agreement with EquiDeFi® (“Corporate Terms”), then these Terms will apply to use of the Site or any Services only to the extent such use is not already governed by the Corporate Terms. The Corporate Terms include restrictions and requirements that outline the features that an Enterprise User will be able to access. For the avoidance of doubt, all references to the “Site” in these Terms also includes the Services. By using the Services as an Enterprise User, you represent that you are a legally qualified professional or are acting on the authority of and under the supervision of a legally qualified professional. If you place any information on the site that is subject to Attorney- Client privilege, you represent that you have the authority to do so and understand the consequences thereof.
To be an Account User, you must be invited to register for an Account on the Site. You are solely responsible for maintaining the confidentiality of your Account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your Account or password. You agree that the information you provide on registration and at all other times will be true, accurate, current, and complete. You also agree that you will keep this information accurate and up-to-date at all times. If you have reason to believe that your Account is no longer secure (e.g., in the event of a loss, theft or unauthorized disclosure or use of your Account identification, password, or any credit, debit, account or charge card number, if applicable), then you agree to immediately notify us. You may be liable for the losses incurred by us or others due to any unauthorized use of your Account. If you are an Account User, you agree not to impersonate any person or entity, falsely claim an affiliation with any person or entity, or access the Accounts of others without permission, forge another person’s digital signature, misrepresent the source, identity, or content of information transmitted via the Site, or perform any other similar fraudulent activity. You agree that you shall be bound by these terms and the additional terms applicable
to Account Users
If you have, or your organization has, registered for an Account to use the company services (such as managing communications and workflows), you are a “Portal User” and shall be bound by any applicable subscription plan (“Subscription Plan”) that you have, or your organization has, entered into, as well as these Terms and the additional terms applicable to Portal Users
A Site Visitor is bound by these Terms and can terminate its use of the Site at any time by ceasing further use of the Site. We may terminate your use of the Site and deny you access to the Site in our sole discretion for any reason or no reason, including for violation of these Terms. A Site Visitor may not remove, circumvent, disable, damage or otherwise interfere with security-related features of the Site, features that prevent or restrict use or copying of any content accessible through the Site, or features that enforce limitations on the use of the Site.
No User may reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the Site or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation.
Upon your acceptance of these Terms, we grant you a limited, non-exclusive and non-transferable license to access and use the Site only as expressly permitted in these Terms and any applicable Corporate Terms or Subscription Agreement for the use of the Services. You shall not use or permit use of the Site for any illegal purpose or in any manner inconsistent with the provisions of these Terms. If you are or become a direct competitor to us, you may not access or use the Services without our explicit, advance, written consent, and then only for the purposes authorized in writing. Except as otherwise restricted by these Terms, you may use, display, copy, and download content and materials on the Site provided that you: (a) retain all copyright and other proprietary notices on any content or materials uploaded or displayed by you; and (b) use such materials in accordance with any applicable laws or obligations you may have. Any violation by you of the license provisions contained herein may result in the immediate termination of your right to use the Site, as well as potential other claims depending on the circumstances.
The Site contains materials that are proprietary and are protected by copyright laws, international treaty provisions, trademarks, service marks, and other intellectual property laws and treaties. The Site is also protected as a collective work or compilation under copyright and other laws and treaties. You agree to abide by all applicable copyright and other laws, as well as any additional copyright notices or restrictions contained on the Site. You acknowledge that the Site contains original works that have been developed, compiled, prepared, revised, selected, and arranged by us and others through the application of methods and standards of skill and judgment developed and applied through the expenditure of substantial time, effort, and money and constitutes valuable intellectual property of EquiDeFi® and such others. All present and future rights in and to trade secrets, patents, designs, copyrights, trademarks, database rights, service marks, know-how, and other intellectual property or other proprietary rights of any type, the technical and functional documentation for the Services (“Documentation”), any improvements, design contributions, or derivative works thereof, and any knowledge or process related thereto, including rights in and to all applications and registrations relating to the Site, shall, as between you and EquiDeFi®, at all times be and remain the sole and exclusive property of EquiDeFi®.
The trademarks, logos, taglines and service marks displayed on the Site (collectively, the “Trademarks”) are registered and unregistered Trademarks of EquiDeFi® and others (including Enterprise Users and Account Users in some cases). The Trademarks may not be used in any advertising or publicity or otherwise to indicate EquiDeFi®’s sponsorship of or affiliation with any product, service, event or organization without EquiDeFi®’s prior express written permission. EquiDeFi® acknowledges the Trademarks of other organizations for their respective products or services mentioned on the Site. Any rights not expressly granted in these Terms are reserved by EquiDeFi®, Inc. Other than as provided in these Terms, your use of the Trademarks, or any other EquiDeFi® content, is strictly prohibited.
Unauthorized reproduction or distribution of the software is expressly prohibited by law, and may result in civil and criminal penalties. Violators may be prosecuted.
Submissions. The Site or Services may enable you to submit, post, upload, or otherwise make available (collectively, “Post”) content such as questions, public messages, ideas, product feedback, ratings, comments and other content (collectively, “User Content”) that may or may not be viewable by other users. If you Post User Content, unless we indicate otherwise, you grant us a nonexclusive, royalty-free, and fully sublicensable right to access, view, use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, copy, and display such User Content throughout the world in any form, media, or technology now known or hereafter developed. You also permit any other user to view, copy, access, store, or reproduce your User Content for that user’s personal use. You grant us the right to use your name and other information about you that you submit in connection with your User Content, and the right to allow others to contact you through the Site, including with solicitations curated by us. You represent and warrant that: (a) you own or otherwise control all of the rights to the User Content that you Post; (b) the User Content you Post is truthful and accurate; and (c) use of the User Content you Post does not violate these Terms or any applicable laws. For the avoidance of doubt, User Content does not include any document, such as a contract, disclosure, notice that you deposit into the Electronic Signature service for processing. Your User Content includes your responses in forms, surveys, questionnaires and submissions in connection with your activities on the Site, either Posted publicly or submitted privately, and in connection with documents that you or others provide, such as a contracts (although not the contract itself), messages and ratings. Examples include accredited investor certification and eligibility or willingness to participate in registered and unregistered offerings of securities, or resales thereof, under the federal securities laws, including the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934. Your User Content may be shared with others who may be interested in contacting you for the purposes of introducing you to their businesses, providing services, or participating in investing opportunities, including registered and unregistered broker offerings, direct offerings, private resales, and investment vehicles. You also agree that your User Content will entitle you to participate and receive a trial period of our KYC Token, to which you consent Your consent will establish for you a digital NFT token representative of your investing status and investor representations establishing you as a known and curated investor with established KYC (Know Your Customer) status so that your User Content may receive recognition on our site through badges or search results relevant to participation in offerings ofo Users made through EquiDeFi®. After an initial trial, EquiDeFi® may charge one-time or periodic subscription fees to maintain a KYC Token badge, which may be charged through your credit card or Automated Clearing House (ACH) account on file with us. If you would like to “opt-out” of the KYC Token or third party sharing of User Information you must send a message to info@EquiDeFi.com. We will endeavor to respond and process your request to be removed from future KYC Token usage promptly.
(a) Screening & Removal. You acknowledge and agree that we and our designees have the right, but not the obligation, at our discretion, to pre-screen User Content before its appearance on the Site or Services. You further acknowledge and agree that EquiDeFi® reserves the right (but does not assume the obligation) in its sole discretion to reject, move, edit or remove any of your User Content. Without limiting the foregoing, EquiDeFi® and its designees shall have the right to remove any User Content that violates these Terms or is otherwise objectionable in EquiDeFi®’s sole discretion. You acknowledge and agree that EquiDeFi® does not verify, adopt, ratify, or sanction User Content, and you agree that you must evaluate and bear all risks associated with your User Content or your reliance on the accuracy, completeness, or usefulness of the User Content of third parties that is posted on the Site. All concerns should be directed to info@EquiDeFi.com
These Terms, as modified, govern your use of the Site. If you choose to subscribe to the Services, then after any trial period ends, the Terms shall continue in effect and you will be required to pay the applicable subscription fee for the Services, and otherwise comply with the Terms and any other agreement between you and EquiDeFi®.
EquiDeFi® access provides users a SaaS (Software as a Service) portal only, with functionality controlled by issuers and investors, as well as curated service offerings and communications media. EquiDeFi® is not a broker-dealer or investment advisor and is not involved in the offer and sale of any securities or solicitation of investors, and performs only administration and software development for third-parties and the electronic medium for workflows utilized by us and others. The Site may provide examples of agreements, documents and other general legal information provided by us or third parties; however, any general legal information or sample templates provided as part of the Services are for example purposes only and may not be suitable to your circumstances. If you are not a lawyer, you should consult a lawyer regarding how any legal document may affect or impair your legal rights. The information, forms, and other resources available on or through the Site or as part of the Services are provided for example purposes only and in no way should be considered to be a substitute for the advice of a lawyer.
EquiDeFi® IS NOT A LAW FIRM AND DOES NOT ENGAGE IN THE PRACTICE OF LAW. NOTHING ON THE SITE SHOULD BE CONSTRUED AS AN ATTEMPT TO OFFER OR RENDER LEGAL SERVICES AND OUR EMPLOYEES ARE NOT ACTING AS YOUR COUNSEL.
No part of the Services should be applied to any specific or general factual situation. Neither use of the Site or the Services, nor assistance from our representatives, creates or constitutes an attorney-client relationship.
ALL SAMPLE TEMPLATES AND RELATED MATERIALS, IF ANY, MADE AVAILABLE AS PART OF THE SERVICES ARE PROVIDED “AS IS,” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, LEGAL EFFECT, ACCURACY, APPROPRIATENESS, COMPLETENESS, NON- INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE.
All information, forms, and other resources available on or through the Site should be modified to meet all the applicable laws and regulations in your city, state, and county, as applicable. You understand that you are using any and all information, forms, and other resources available as part of the Services or on or through the Site at your own risk.
The prices, features, and options of the Services depend on the type of license you have entered into or level of participation, which will be in a separate agreement or made known on the Site. For example, if you are an Enterprise User, pricing is based on tiers of use described in the Corporate Terms. Portal Users may
purchase optional services on a periodic or per-use basis pursuant to a Subscription Plan. We may change the prices for or alter the features and options without notice, and if you use such features or options after the price revisions take effect, you shall be bound by the revised pricing.
By using the Site, including any Service, you specifically agree not to engage in any activity or transmit any information that, in our sole discretion:
(a) Is illegal, or violates any federal, provincial, state, or local law, by-law or regulation;
(b) Advocates illegal activity or discusses illegal activities with the intent to commit them;
(c) Violates any third-party right, including, but not limited to, right of privacy, right of publicity, copyright, trademark, patent, trade secret, or any other intellectual property or proprietary rights;
(d) Is harmful, threatening, abusive, harassing, tortious, indecent, defamatory, sexually explicit or pornographic, discriminatory, vulgar, profane, obscene, libelous, hate speech, violent or inciting violence, inflammatory, or otherwise objectionable;
(e) Interferes with any other party’s use and enjoyment of the Services;
(f) Constitutes an attempt to impersonate another person or entity;
(g) Is commercial in a way that violates these Terms, including but not limited to, using the Site for spam, surveys, contests, pyramid schemes, or other advertising materials;
(h) Falsely states, misrepresents, or conceals your affiliation with another person or entity;
(i) Accesses or uses the Account of another user without permission;
(j) Distributes computer viruses or other code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or electronic communications equipment;
(k) Interferes with, disrupts, disables, overburdens, or destroys the functionality or use of any features of the Site, or the servers or networks connected to the Site, or any of the Services;
(l) “Hacks” or accesses without permission our proprietary or confidential records, those of another user, or those of anyone else;
(m) Improperly solicits personal or sensitive information from other users including without limitation address, credit card or financial account information, or passwords;
(n) Decompiles, reverse engineers, disassembles or otherwise attempts to derive source code from the Site, except as expressly permitted in these Terms or by applicable law, unless and then only to the extent permitted by applicable law without consent;
(o) Removes, circumvents, disables, damages or otherwise interferes with security-related features, or features that enforce limitations on use of, the Site;
(p) Uses automated or manual means to violate the restrictions in any robot exclusion headers on the Site, if any, or bypasses or circumvents other measures employed to prevent or limit access, for example by engaging in practices such as “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information;
(q) Modifies, copies, scrapes or crawls, displays, distributes, publishes, licenses, sells, rents, leases, lends, transfers or otherwise commercializes any materials or content on the Site;
(r) Uses the Services for benchmarking, or to compile information for a product or service;
(s) Downloads (other than through page caching necessary for personal use, or as otherwise expressly permitted by these Terms), distributes, posts, transmits, performs, reproduces, broadcasts, duplicates, uploads, licenses, creates derivative works from, or offers for sale any content or other information contained on or obtained from or through the Site or Services, by any means except as provided for in these Terms or with the prior written consent of EquiDeFi®; or
(t) Attempts to do any of the foregoing.
If you believe content on the Site violates the above restrictions, please contact us immediately at info@EquiDeFi.com.
In addition, Users shall not, and shall not permit others to, do the following with respect to the Services:
(a) Use the Services, or allow others to use them, in a manner that circumvents contractual usage restrictions or that exceeds authorized use set forth in these Terms;
(b) License, sub-license, sell, re-sell, rent, lease, transfer, distribute or time share or otherwise make any portion of the Services or Documentation available for access by third parties except as otherwise expressly provided in these Terms; or
(c) Access or use the Services or Documentation for the purpose of developing or operating products or services intended to be offered to third parties in competition with the Services or allow access by a direct competitor of EquiDeFi®.
You may not frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages. You may link to the Site, provided that you acknowledge and agree that you will not link the Site to any website containing any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material, or information or that violates any intellectual property, proprietary, privacy, or publicity rights. Any violation of this provision may, in our sole discretion, result in termination of your use of and access to the Site effective immediately.
You acknowledge that we have no obligation to monitor your – or anyone else’s – access to or use of the Site for violations of these Terms, or to review or edit any content. However, we have the right to do so for the purpose of operating and improving the Site (including without limitation for fraud prevention, risk assessment, investigation and customer support purposes, analytics, and advertising), to ensure your compliance with these Terms and to comply with applicable law or the order or requirement of a court, consent decree, administrative agency or other governmental body.
You acknowledge that except as described in these Terms or applicable Corporate Terms, the information you provide to us or that we collect will be used and protected as described in the EquiDeFi® Privacy Policy.
We may access, preserve, or share any of your information when we believe in good faith that such sharing is reasonably necessary to investigate, prevent, or take action regarding possible illegal activities or to comply with legal process (e.g. a subpoena or other legal process). We may also share your information in situations involving potential threats to the physical safety of any person, violations of the EquiDeFi® Privacy Policy or our user agreements or terms; or to respond to the claims of violation of the rights of third parties and/or to protect the rights, property and safety of EquiDeFi®, our employees, users, or the public. This may involve the sharing of your information with law enforcement, government agencies, courts, and/or other organizations.
The Services, Documentation, and Site are provided “as is” and “as available.” Your use of the Services, Documentation, and Site shall be at your sole risk. THE SERVICES, DOCUMENTATION AND THE SITE ARE PROVIDED “AS IS,” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, LEGAL EFFECT, ACCURACY, APPROPRIATENESS, COMPLETENESS, NON- INFRINGEMENT, OR FITNESS FOR A PARTICULAR
PURPOSE. EQUIDEFI® DOES NOT WARRANT THAT THE SERVICES, DOCUMENTATION, OR SITE ARE OR WILL BE ERROR-FREE, WILL MEET YOUR REQUIREMENTS, OR BE TIMELY OR SECURE. You will be solely responsible for any damage resulting from the use of the Services, Documentation, or Site.
EquiDeFi® makes no warranties or representations that Services, Documentation, and Site have been and will be provided with due skill, care and diligence or about the accuracy or completeness of the Services, Documentation, and Site content and assumes no responsibility for any: (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of Services, Documentation, and Site; (iii) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein; (iv) any interruption or cessation of transmission to or from the Site; (v) any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Site through the actions of any third party; (vi) any loss of your data or content from the Site; and/or (vii) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the Services, Documentation, and Site. You will not have the right to make or pass on any representation or warranty on behalf of EquiDeFi® to any third party. Because some jurisdictions do not allow limitations on implied warranties, the above limitation may not apply to you. In that event, such warranties are limited to the maximum extent permitted by, and for the minimum warranty period allowed by the mandatory applicable law.
EquiDeFi® does not sponsor, warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Site, and EquiDeFi® will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. You are solely responsible for all of your communications and interactions with other persons with whom you communicate or interact as a result of your use of the Site.
If you are a California resident, you hereby waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” This release includes the criminal acts of others.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages such as in this Section 11 or below in Section 13. Accordingly, some of these limitations may not apply to you.
You will defend, indemnify, and hold us, our affiliates, officers, directors, employees, suppliers, consultants, and agents harmless from any and all third party claims, liability, damages, and costs (including, but not limited to, legal fees) arising from or related to, as applicable: (a) your access to and use of the Site; (b) violation of these Terms by you as applicable; (c) infringement of any intellectual property or other right of any person or entity by you; (d) the nature and content of all User Data uploaded or provided by you; (e) your use of or reliance upon any User Content uploaded by any third party; or (f) any products or services purchased or obtained by you in connection with the Site.
EquiDeFi® retains the exclusive right to settle, compromise and pay, without your prior consent, any and all claims or causes of action which are brought against us. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of these claims. You agree not to settle any matter in which we are named as a defendant and/or for which you have indemnity obligations without our prior written consent. We will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
Notwithstanding anything to the contrary contained in these terms, EquiDeFi® will not, under any circumstances, be liable to you for any consequential, incidental, special, cover, punitive or exemplary damages arising out of or related to the transactions contemplated under these terms, including, but not limited to, goodwill, work stoppage, lost profits or loss of business, even if apprised of the likelihood of such losses, and whether such claims are made based on contract, tort (including negligence), or any other legal theory.
To the fullest extent permitted by applicable law, in no event shall EquiDeFi® be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any: (a) use of the Site, Documentation, or Services; (b) errors, mistakes, or inaccuracies of content; (c) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the Site, Documentation, or Services; (d) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored therein; (e) any interruption or cessation of transmission to or from our servers; (f) any bugs, viruses, Trojan horses, or the like, which may be transmitted to or through the Site, Documentation, or Services by any third party; (g) any loss of your data or content from the Site, Documentation, or Services; (h) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, transmitted, or otherwise made available via the Site, Documentation, or Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not EquiDeFi® is advised of the possibility of such damages; and/or (i) the disclosure of information pursuant to these terms or our Privacy Policy.
Some countries and jurisdictions do not allow the limitation or exclusion of consequential, direct, indirect, or other damages in contracts with consumers and to the extent you are a consumer the limitations or exclusions in this Section 13.1 may not apply to you.
Our total liability to you for any cause of action arising out of or related to these terms or to your use of the Site (including without limitation warranty claims), regardless of the forum and regardless of whether any action or claim is based on contract, tort (including negligence), or any other legal or equitable theory, will not exceed the total amount paid by you to EquiDeFi® for the Service(s) during the twelve (12) month period preceding the date of the first event giving rise to liability, or $100, whichever is greater. The existence of more than one claim shall not enlarge this limit.
Each provision of these Terms that provides for a limitation of liability, disclaimer of warranties, or exclusion of damages represents an agreed allocation of the risks of these Terms between the parties. But for this allocation of risk, EquiDeFi® would not be willing to provide the Services at the prices for which they are provided. This allocation is an essential element of the basis of the bargain between the parties. Each of these provisions is severable and independent of all other provisions of these Terms, and each of these provisions will apply even if the warranties in these Terms have failed of their essential purpose.
14.6.1 Because some jurisdictions do not allow limitation of liability in certain instances, portions of the above limitation may not apply to you. In that event, such exclusions and limitations shall apply to the maximum extent permitted by applicable mandatory law (and our liability shall be limited or excluded as permitted under mandatory applicable law).
We may provide, or third parties may provide, links to other third-party web sites, services, or resources that are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any third-party content to which links may be provided, and you hereby waive any claim you might have against us with respect to such services. EQUIDEFI® IS NOT RESPONSIBLE FOR ANY USER CONTENT OR FOR THE CONTENT ON THE INTERNET OR WEB PAGES THAT ARE LOCATED OUTSIDE THE SITE OR POSTS OF USER CONTENT. Your correspondence or business dealings with, or participation in promotions of, advertisers or partners found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser or partner. You agree that we are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or links to third- party web sites or resources on the Site.
At all times, you and EquiDeFi® are independent contractors, and are not the agents or representatives of the other. These Terms are not intended to create a joint venture, partnership, or franchise relationship between the parties. Non-parties do not benefit from and cannot enforce these Terms. There are no third-party beneficiaries to these Terms. You must not represent to anyone that you are an agent of EquiDeFi® or is otherwise authorized to bind or commit EquiDeFi® in any way without EquiDeFi®’s prior written authorization.
You may not assign your rights or obligations under these Terms without EquiDeFi®’s prior written consent. If consent is given, these Terms will bind your successors and assigns. Any attempt by you to transfer your rights, duties, or obligations under these Terms except as expressly provided in these Terms is void.
EquiDeFi® may freely assign its rights, duties, and obligations under these Terms.
Except as otherwise permitted by these Terms, any notice required or permitted to be given in connection with the Services will be effective only if it is in writing and sent using: (a) the Services; (b) by certified or registered mail; or (c) insured courier, to the appropriate party at the address set forth in your registration information or on the Site.
Except for any payment obligations, neither you nor EquiDeFi® will be liable for failure to perform any obligation under these Terms to the extent such failure is caused by a force majeure event (including acts of God, natural disasters, war, civil disturbance, action by governmental entity, strike and other causes beyond the party’s reasonable control). The party affected by the force majeure event will provide notice to the other party within a commercially reasonable time and will use commercially reasonable efforts to resume performance as soon as practicable. Obligations not performed due to a force majeure event will be performed as soon as reasonably possible when the force majeure event concludes.
Most disputes can be resolved without resort to arbitration. If you have any dispute with us, you agree that before taking any formal action, you will contact us at info@EquiDeFi.com, and provide a brief, written confidential description of the dispute and your contact information (including your username, if your dispute relates to an Account). Except for intellectual property, you and EquiDeFi® agree to use reasonable efforts to settle any dispute, claim, question, or disagreement directly through consultation, and good faith negotiations shall be a condition to either party initiating a lawsuit or arbitration.
If the parties do not reach an agreed-upon solution within a period of thirty (30) days from the time informal dispute resolution is initiated under the Initial Dispute Resolution provision in Section 14.6 above, then either party may initiate binding arbitration as the sole means to resolve claims, (except as provided below) subject to these Terms set forth below. Specifically, all claims arising out of or relating to these Terms, the parties’ relationship with each other, and/or your use of the Services, Documentation or Site shall be finally settled by binding arbitration administered by JAMS in accordance with the JAMS Streamlined Arbitration Procedure Rules for claims that do not exceed $250,000 and the JAMS Comprehensive Arbitration Rules and Procedures for claims exceeding $250,000 in effect at the time the arbitration is initiated, excluding any rules or procedures governing or permitting class actions.
The parties further agree that the arbitration shall be conducted in the party’s respective individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis. YOU AND EQUIDEFI® AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provisions set forth above shall be deemed null and void in their entirety and the parties shall be deemed to have not agreed to arbitrate disputes.
This Mandatory Arbitration, Waiver of Class Actions section shall survive any termination of your use of the Site.
These Terms, which include the language and paragraphs preceding Section 1, are the final, complete, and exclusive expression of the agreement between you and EquiDeFi® regarding the Services provided under these Terms. These Terms supersede and the parties disclaim any reliance on previous oral and written communications (including any confidentiality agreements pertaining to the Services under these Terms) with respect to the subject matter hereof and apply to the exclusion of any other terms that you seek to impose or incorporate, or which are implied by trade, custom, practice or course of dealing. EquiDeFi® hereby rejects any additional or conflicting terms appearing in a purchase order or any other ordering materials submitted by you and conditions assent solely based on these Terms and conditions of these Terms as offered by EquiDeFi®. Except as explicitly permitted in these Terms, no modification or amendment of these Terms shall be effective unless it is in writing and signed by an authorized agent of the party against whom the modification or amendment is being asserted. In the event of an inconsistency or conflict, the order of precedence in descending order of control is as follows: (a) the Subscription Plan; (b) any attachments or appendix(ices) to the Service Schedule(s); (c) the Service Schedule; and (d) these Terms.
These Terms will be interpreted, construed, and enforced in all respects in accordance with the internal laws of the State of Wyoming, without reference to any conflict of law rules to the contrary.
The waiver by either you or EquiDeFi® of any breach of any provision of these Terms does not waive any other breach. The failure of any party to these Terms to insist on strict performance of any covenant or obligation in accordance with these Terms will not be a waiver of such party’s right to demand strict compliance in the future, nor will the same be construed as a waiver of these Terms.
If any part of these Terms is found to be illegal, unenforceable, or invalid, the remaining portions of these Terms will remain in full force and effect. If any material limitation or restriction on the grant of any license to you under these Terms is found to be illegal, unenforceable, or invalid, the license will immediately terminate.
EquiDeFi® reserves the right, at our discretion, to change, modify, add, or remove portions of the Terms (including EquiDeFi®’s Privacy Policy) at any time. Please check these Terms and our Privacy Policy periodically for changes. Your continued use of the Site after the posting of changes constitutes your binding acceptance of such changes. For any material changes to these Terms, such amended terms will automatically be effective ten (10) days after they are initially posted on the Site.
YOU AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.
ADDITIONAL TERMS APPLICABLE TO “ACCOUNT USERS
Your use of the Site is subject to all applicable federal, state, local, and foreign laws and regulations. You may not use, allow, or enable others to use the Site, or knowingly condone use of the Site by others, in any manner that is, attempts to, or is likely to:
_ be obscene, fraudulent, defamatory, libelous, indecent, discourteous, racially or ethnically offensive, harassing, threatening, abusive, pornographic or discriminatory;
_ affect us adversely or reflect negatively on us, the Site, our goodwill, name or reputation or cause duress, distress, or discomfort to us or anyone else, or discourage any person, firm, or enterprise from using all or any portion, features, or functions of the Site, or from advertising, linking, or becoming a supplier to us in connection with the Site;
_ send or result in the transmission of junk e-mail, chain letters, duplicative or unsolicited messages, or so- called “spamming” and “phishing”;
_ transmit, distribute, or upload content or programs that contain any viruses, Trojan horses, worms or other disabling devices or harmful components intended to damage, detrimentally interfere with, surreptitiously intercept, or expropriate any Site, data or personal information;
_ modify, disrupt, impair, alter, or interfere with the use, features, functions, operation, or maintenance of the Site or the rights or use and
enjoyment of the Site by any other user;
_ advocate or encourage any illegal activity;
_ infringe upon or misappropriate the copyright, patent, trademark, trade secret, publicity rights or other intellectual property or proprietary rights of ours or any third party;
_ violate the privacy of any individual, including users of the Site; or
_ violate any applicable local, provincial, state or national laws or regulations (anywhere in the world).
We may use your email address or mobile phone to verify your identity, protect against fraud, and contact you. In addition, we may use it to send you updates about your Account, new products and services, and Services updates.
Personal information submitted by Users to the Site may be employed for the purposes of maintaining the integrity of the Site and its contents, contacting our Users when necessary, and improving the quality of Services. We may also collect information specific to how you use the Internet. Services we use note details such as the server you are logged onto and your IP address. This information is obtained for the purpose of providing certain of our Services (such as the audit trail for our electronic signature feature). We may ask you for more personal information from time to time in a survey format. This information is specifically used to ensure that the Services are up-to-date and relevant, and that the products and services provided to you in advertising are relevant and of interest to you. Any information used as demographics will not reveal the source, and will be kept from personally identifying the source. This further information provided by you is on an optional basis.
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Site(s); or to protect our company. While we make every effort to ensure the
integrity and security of our network and Sites, we cannot guarantee that our security measures will prevent third- party “hackers” from illegally obtaining this information.
For more information about our treatment and protection of personal information, please read our Privacy Policy
ADDITIONAL TERMS SPECIFIC TO “PORTAL USERS”
Subject to these Terms, EquiDeFi® will provide the Portal Services to Portal Users in accordance with each Portal User’s Subscription Plan, and EquiDeFi® grants to each Portal User a limited non-exclusive, non- transferrable right and license during the Term, solely in accordance with these Terms to: (a) use the Portal Services; (b) implement, configure and permit authorized Users to access and use the Portal Services up to any applicable limits or maximums; and (c) access and use the Documentation.
The prices, features, and options of the Portal Services depend on the Subscription Plan selected as well as any changes instigated by Portal User. EquiDeFi® does not represent or warrant that a particular Subscription Plan will be offered indefinitely and reserves the right to change the prices for or alter the features and options in a particular Subscription Plan without prior notice.
Portal User will timely pay EquiDeFi® all fees associated with its Subscription Plan, Account or use of the Portal Services, including, but without limitation, by authorized Users. PORTAL USER’S PAYMENTS ARE NON- REFUNDABLE EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS. Charges for pre-paid Subscription Plans will be billed to Portal User in advance. Charges for per-use purchases and standard Subscription Plan charges will be billed in arrears unless otherwise specified in the Subscription Plan.
When a Portal User purchases a Subscription Plan, the Portal User must provide accurate and complete information for a valid payment method, such as a credit card or Automated Clearing House (ACH) account, that Portal User is authorized to use. Portal User must promptly notify EquiDeFi® of any change in its invoicing address and must update its Account with any changes related to its payment method. BY COMPLETING REGISTRATION FOR A SUBSCRIPTION PLAN, PORTAL USER AUTHORIZES EQUIDEFI® OR ITS AGENT TO CHARGE ITS PAYMENT METHOD ON A RECURRING (E.G., MONTHLY OR YEARLY) BASIS FOR: (a) THE APPLICABLE SUBSCRIPTION PLAN CHARGES; (b) ANY AND ALL APPLICABLE TAXES; AND (c) ANY OTHER CHARGES INCURRED IN CONNECTION WITH PORTAL USER’S USE OF THE PORTAL SERVICES. The authorization continues through the applicable Subscription Term and any Renewal Term (as defined in Section 16.11, below) until Portal User cancels as set forth in Section of these Terms.
If EquiDeFi® does not timely receive payment, Portal User shall pay all amounts due upon demand. Any amount not paid when due will be subject to finance charges equal to 1.5% of the unpaid balance per month (18% per year) or the highest rate permitted by applicable law, whichever is less, determined and compounded daily from the date due until the date paid. Portal User will reimburse any costs or expenses (including, but not limited to, reasonable legal fees) incurred by EquiDeFi® to collect any amount that is not paid when due. EquiDeFi® may accept payment in any amount without prejudice to EquiDeFi®’s right to recover the balance of the amount due or to pursue any other right or remedy. Amounts due to EquiDeFi® may not be withheld or offset by Portal User for any reason against amounts due or asserted to be due from EquiDeFi®.
EquiDeFi® will provide billing and usage information in a format we choose, which may change from time to time. EquiDeFi® reserves the right to correct any errors or mistakes that it identifies even if it has already issued an invoice or received payment in respect of the period invoiced. Portal User agrees to notify EquiDeFi® about any billing problems or discrepancies within thirty (30) days after they first appear on an invoice. If EquiDeFi® does not bring such problems/discrepancies to EquiDeFi®’s attention within thirty (30) days, Portal User will be conclusively deemed to have waived any right to dispute such problems or discrepancies.
Billing cycle end dates may change from time to time. When a billing cycle covers less than or more than a full month, EquiDeFi® may make reasonable adjustments and/or prorations. Portal User agrees that we may (at our option) accumulate charges incurred during a billing cycle and submit them as one or more aggregate charges during or at the end of a cycle, and that we may delay obtaining authorization or payment from Portal User’s payment method until submission of the accumulated charge(s).
All payments required by these Terms are exclusive of all taxes, duties, levies or similar payment imposed, fines or similar governmental assessments, including sales and use taxes, value-added taxes, goods and services taxes, excise, business, service, and similar transactional taxes imposed by any jurisdiction and the interest and penalties thereon, (collectively, “Taxes”). Portal User shall be responsible for Taxes associated with its purchase of, payment for, access to or use of the Portal Services. Taxes shall not be deducted from the payments to EquiDeFi®, except as required by law, in which case Portal User shall increase the amount payable as necessary so that after making all required deductions and withholdings, EquiDeFi® receives and retains (free from any Tax liability) an amount equal to the amount it would have received had no such deductions or withholdings been made. Portal User hereby confirms that EquiDeFi® can rely on the name and address set forth in its registration for a Subscription Plan as being the place of supply for sales tax purposes. Portal User’s obligations under this Section (Tax Responsibility) shall survive the termination or expiration of these Terms.
If any person registers for a free trial, promotional offer or other type of limited offer for use of Portal Services (“Free Trial”), there may be additional terms and conditions when registering for a Free Trial, and any such additional terms and conditions are hereby incorporated into these Terms by reference and are legally binding. This Section 14.15 (Free Trial and Special Offers for Portal Services) supersedes and apply notwithstanding any conflicting provisions with regard to access and use of a Free Trial. EquiDeFi® reserves the right to reduce the term of a trial period or end it altogether without prior notice.
The version of the Portal Services that is available for a Free Trial may not include or allow access to all features or functions. ANY DATA THAT A PORTAL USER ENTERS INTO THE PORTAL SERVICES, AND ANY CONFIGURATIONS MADE BY OR FOR A PORTAL USER, DURING THE FREE TRIAL MAY BE PERMANENTLY LOST AT THE END OF THE TRIAL PERIOD UNLESS THE PORTAL USER: (a) PURCHASES A SUBSCRIPTION PLAN THAT IS EQUIVALENT TO OR GREATER THAN THOSE COVERED BY THE TRIAL; OR (b) EXPORTS SUCH DATA BEFORE THE END OF THE TRIAL PERIOD.
Notwithstanding any other provision of these Terms, including without limitation the warranties described in Section 11 (Warranties and Disclaimers) or any service- specific terms and conditions applicable to a particular Portal Service, including exhibits and attachments accompanying such schedule (“Service Schedule”), DURING A FREE TRIAL, THE SERVICES, DOCUMENTATION AND THE SITE ARE PROVIDED “AS IS,” WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, LEGAL EFFECT, ACCURACY, APPROPRIATENESS, COMPLETENESS, NON- INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. EQUIDEFI® DOES NOT WARRANT THAT THE SERVICES, DOCUMENTATION, OR SITE, DURING A FREE TRIAL, ARE OR WILL BE ERROR-FREE, WILL MEET YOUR REQUIREMENTS, OR BE TIMELY OR SECURE.
Portal Users shall be responsible for data that provided or used in the Portal Services. Portal Users are solely responsible for determining the suitability of the Portal Services for their business or organization and complying with any regulations, laws, or conventions applicable to the data provided, and use of the Portal Services and the Site.
Portal User warrants that its collection and use of any personal information or data provided while using the Site complies with all applicable data protection laws, rules, and regulations. Portal User acknowledges that EquiDeFi® may process such personal data as Portal User’s agent in accordance with
the EquiDeFi® Privacy Policy.
(a) Sending, Storage. During the Term, EquiDeFi® will store User’s documents per these Terms or any applicable License Agreement. However, EquiDeFi® may set and enforce limits for reasonable use in order to prevent abusive or unduly burdensome use of storage capacity or Electronic Signature. You may retrieve and store copies of transaction documents for storage outside of the Site at any time during the Term when you are in good financial standing under these Terms, and may delete or purge documents from the Site at its own discretion.
(b) Incomplete transactions. EquiDeFi® may, at its sole discretion, delete from the Site transactions that have not been completed without notice upon the expiration of the Term. EquiDeFi® assumes no liability or responsibility for a party’s failure or inability to electronically sign any documents within such a period of time.
EquiDeFi® may delete an Account and User Data, including without limitation transaction documents (whether complete or not), upon the expiration of the Term or termination as described in the Terms.
EquiDeFi® may retain Transaction Data for as long as it has a business purpose to do so.
Portal User hereby represents and warrants to EquiDeFi® that: (a) it has all requisite rights and authority to use the Portal Services under these Terms and to grant all applicable rights herein; (b) it is responsible for all use of the Portal Services associated with its Account; (c) it is solely responsible for maintaining the confidentiality of its Account names and password(s); (d) it agrees to immediately notify EquiDeFi® of any unauthorized use of Portal User’s Account of which it becomes aware; (e) it agrees that EquiDeFi® will not be liable for any losses incurred as a result of a third party’s use of its Account, regardless of whether such use is with or without its knowledge and consent; (f) it will use the Portal Services for lawful purposes only and subject to these Terms; (g) any information it submits to EquiDeFi® is true, accurate, and correct; and (h) it will not attempt to gain unauthorized access to the Site or the EquiDeFi® Services, other Accounts, computer Sites, or networks under the control or responsibility of EquiDeFi® through hacking, cracking, password mining, or any other unauthorized means.
EquiDeFi® may suspend any use of the Portal Services, remove any content or disable or terminate any Account that EquiDeFi® reasonably and in good faith believes violates these Terms. EquiDeFi® will use commercially reasonable efforts to notify you prior to any such suspension or disablement, unless EquiDeFi® reasonably believes that: (a) it is prohibited from doing so under applicable law or under legal process, such as court or government administrative agency processes, orders, mandates, and the like; or (b) it is necessary to delay notice in order to prevent imminent harm to the Portal Services or a third party. Under circumstances where notice is delayed, EquiDeFi® will provide the notice if and when the related restrictions in the previous sentence no longer apply.
The period of effectiveness of these Terms (“Term”), with respect to Portal Services, begins on the date the Portal User accepts it and continues until the Portal User’s Subscription Plan expires or its use of the Portal Services ceases (including as a result of termination in accordance with this Section 14), whichever is later.
Subscription Plans automatically renew unless otherwise noted. If Portal User purchases a Subscription Plan it will automatically renew, unless, prior to the end of the current period of effectiveness of the Subscription Plan (“Subscription Term”): (a) Portal User terminates its Account; (b) Portal Users sets up its Account not to auto- renew; (c) EquiDeFi® declines to renew a Subscription Plan; or (d) these Terms are otherwise properly terminated as expressly permitted herein. Each renewal period is a “Renewal Term.” Subscription Plan fees and features may change over time and we may recommend a new Subscription Plan that is comparable to your previous Subscription Plan that is ending. If you accept the new Subscription Plan, its terms and conditions with these Terms will apply in the Renewal Term and thereafter.
You may terminate your Account at any time upon ten
(10) days’ advance written notice to EquiDeFi®. If you wish to terminate, you must provide notice by contacting us here: info@EquiDeFi.com
A Portal User will be in default of these Terms if:
(a) it fails to timely pay any amount owed to us or an Affiliate of ours; (b) it breaches any provision of these Terms or violates any published policy applicable to the Portal Services; (c) if, in our sole discretion, we believe that continued use of the Portal Services by the Portal User (or its authorized Users or signers) creates legal risk for EquiDeFi® or presents a threat to the security of the Portal Services or EquiDeFi®’s other customers. If a Portal User is in default, we may, without notice: (i) suspend its Account and use of the Portal Services; (ii) terminate its Account; (iii) charge reactivation fees in order to reactivate its Account; and (iv) pursue any other remedy available to us. A EquiDeFi® “Affiliate” means any legal entity that EquiDeFi® owns or that is under common control with EquiDeFi®.
If these Terms expires or are terminated for any reason: (a) Portal User will pay to EquiDeFi® any amounts that have accrued before, and remain unpaid, as of the date of the termination or expiration, including those for the billing cycle in which termination occurs; (b) any and all of Portal User’s liabilities to EquiDeFi® that have accrued before the effective date of the expiration or termination will survive; (c) licenses and use rights granted to Portal User with respect to the Site and Portal
Services and intellectual property will immediately terminate; (d) EquiDeFi®’s obligation to provide any further services to Portal User under these Terms will immediately terminate, except any such services that are expressly to be provided following expiration or termination of these Terms.
This Service Schedule was last updated on August 1, 2023. Unless otherwise defined in this Schedule, capitalized terms will have the meaning given to them in the Terms.
“Electronic Signature” means the electronic signature Service, which provides online display, acknowledgement, electronic signature, and storage services in respect of binding agreements via the Internet.
“Site” refers to the software Sites and programs, the communication and network facilities, and the hardware and equipment used by EquiDeFi® or its agents to provide the Electronic Signature service.
“Transaction Data” means the metadata associated with a transaction (such as transaction history, image hash value, method and time of receipt and information input, recipient names, email addresses and signature IDs) and maintained by EquiDeFi® in order to establish the digital audit trail.
EquiDeFi®’s provision of the Electronic Signature service is conditioned on User’s acknowledgement of and agreement to the following:
(a) Electronic Signature facilitates the execution of documents between the parties to those documents. Nothing in this Schedule may be construed to make EquiDeFi® a party to any document processed through Electronic Signature, and EquiDeFi® makes no representation or warranty regarding the transactions sought to be effected by any document signed via Electronic Signature;
(b) Between EquiDeFi® and Enterprise Users, Enterprise User has exclusive control over and responsibility for the content, quality, and format of any document. Documents and transaction information stored by EquiDeFi® on the Site are maintained in an encrypted form, and EquiDeFi® has no control of or access to their contents;
(c) Certain types of agreements and documents may be excepted from electronic signature laws (e.g. wills, deeds, transfers of land and agreements pertaining to family law), or may be subject to specific regulations promulgated by various government agencies regarding electronic signatures and electronic records. EquiDeFi® is not responsible for determining whether any particular document is (i) subject to an exception to applicable electronic signature laws; (ii) subject to any particular agency promulgations; or (iii) whether it can be legally formed by electronic signatures;
(d) EquiDeFi® is not responsible for determining how long any contracts, documents, and other records are required to be retained or stored under any applicable laws, regulations, or legal or administrative agency processes. Further, EquiDeFi® is not responsible for providing transaction documents or other documents to third parties;
(e) Certain consumer protection or similar laws or regulations may impose special requirements with respect to electronic transactions involving one or more “consumers,” such as (among others) requirements that the consumer consent to the method of contracting and/or that the consumer be provided with a copy, or access to a copy, of a paper or other non-electronic, written record of the transaction. EquiDeFi® does not and is not responsible to: (i) determine whether any particular transaction involves a “consumer;” (ii) furnish or obtain any such consents or determine if any such consents have been withdrawn; (iii) provide any information or disclosures in connection with any attempt to obtain any such consents; (iv) provide legal review of, or update or correct any information or disclosures currently or previously given; (v) provide any such copies or access, except as expressly provided in the Documentation for all transactions, consumer or otherwise; or (vi) otherwise to comply with any such special requirements.
Electronic Signature provides Users with certain features and functionalities that that Users may elect to use, including the ability to retrieve and delete documents in the Site and for services provided by others through linkage to the Site. Users are primarily responsible for properly: (a) configuring transaction documents, including indicating and configuring Electronic Signature; (b) using and enforcing controls available in connection with Electronic Signature (including any security controls), including for the purpose of assuring proper authorization for use and confirmation of Electronic Signatures; and (c) taking such steps, in accordance with the functionality of Electronic Signature, that such Users deem adequate to maintain appropriate security, protection, deletion, and backup of User Data, which include controlling the management of authorized Users’ access and credentials to Electronic Signature, controlling User Data that is processed by Electronic Signature, and controlling the archiving or deletion of documents in the Site. All Users acknowledge that we have no obligation to protect User Data that Users elect to store or transfer outside of the Site (e.g., offline or on-premise storage).
We employ and rely on others to employ commercially reasonable technical and organizational measures that are designed to prevent unlawful or unauthorized access, use, alteration, or disclosure of User Data.
If the domain of the primary email address associated with an Account is owned by a business or other organization (“Entity”) and was assigned to a User as an employee, contractor or member of the Entity, such as yourname@youremployer.com or yourname@nonprofit.org (“Entity Email Address”), User grants that Entity and its administrator(s) permission to: (a) identify Accounts created with an Entity Email Address; and (b) restrict or terminate access to an Account created with an Entity Email Address. User acknowledges and agrees that we may assist Entity with such administration.
* * * *
This Service Schedule was last updated on August 1, 2023. Unless otherwise defined in this Schedule, capitalized terms will have the meaning given to them in the Terms.
“Messages” means the email and online text messages which Users may input, access, retain, share with, and receive from other Users via the Messenger Feature.
“Messenger Feature” means the service within the Site that facilitates the input, access, retention, and sharing of Messages.
EquiDeFi®’s provision of the Messenger Feature for use within the Site is conditioned on User’s acknowledgement of, and agreement to, the following:
(a) User is solely responsible for registering and maintaining Account in order to facilitate the communication functionality via Messenger Feature;
(b) As between EquiDeFi® and User, User is solely responsible for complying with all laws applicable to the content, communications, and use of Messenger Feature and User represents and warrants it will use and permit use of Messenger Feature solely for lawful purposes and only in accordance with the terms of the Terms;
(c) User covenants not to use Messenger Feature for any of the following purposes: The unsolicited sending of spam/unsolicited commercial electronic messages, third party advertisements, derogatory, racist, sexist, homophobic or other objectionable language, slander, libel and threats; and
(d) All other terms and condition of the Terms apply to User’s use of Messenger Feature as part of the Services.
EquiDeFi® Ltd.
237 W 37th Street
Suite 602
New York, NY 10018
Important Message: In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Investments on EquiDeFi® are speculative, illiquid, and involve a high degree of risk, including the possible loss of your entire investment. The investment is suitable only for persons who can afford to lose their entire investment. Furthermore, investors must understand that such investment could be illiquid for an indefinite period of time.
This website may include ”forward-looking statements” made by issuers with respect to their offerings. To the extent that the information presented in this website discusses financial projections, information, or expectations about EquiDeFi’s business plans, results of operations, products or markets, or otherwise makes statements about future events, such statements are forward-looking. Such forward-looking statements can be identified by the use of words such as ”should,” ”may,” ”intends,” ”anticipates,” ”believes,” ”estimates,” ”projects,” ”forecasts,” ”expects,” ”plans,” and ”proposes.”
Although EquiDeFi believes that its users have evaluated the expectations reflected in these forward-looking statements and are based on reasonable assumptions, there are a number of risks and uncertainties that could cause actual results to differ materially from such forward-looking statements. Forward-looking statements speak only as of the date of the document in which they are contained, and EquiDeFi does not undertake any duty to update any forward-looking statements except as may be required by law.
EquiDeFi® is a financial technology SaaS company that provides scalable private capital market infrastructure and investment management solutions, for broker-dealers, law firms, family offices, wealth managers, and equity crowdfunding portals.
EquiDeFi® is not licensed by or registered with the U.S. Securities and Exchange Commission, FINRA, or any other financial services regulator. Specifically, EquiDeFi® is not a FINRA registered Broker Dealer and does not offer or sell securities or engage in any other Broker Dealer activity. Nothing in this website constitutes an offer, distribution, solicitation, or marketing of any security. EquiDeFi® is not an exchange, alternative trading system, escrow agent or transfer agent. EquiDeFi® does not provide legal, accounting, tax, or regulatory advice, or hold custody of cash, virtual currency, security token or digital assets for or on behalf of any third party.
Certain securities related activities are conducted through Digital Offering, LLC, a registered broker-dealer and member FINRA/SIPC. By viewing and using equidefi.com you agree to be bound by our Terms of Use and Privacy Policy.
No communication, through this website or otherwise, should be construed as a recommendation for any securities offering on or off our platform. Securities are offered pursuant to Regulation Crowdfunding of the Securities Act of 1933 (“Reg Crowdfunding Offerings”), Regulation D of the Securities Act of 1933 (“Reg D Offerings” including those offered under 506(C) exemption) and Regulation A of the Securities Act of 1933 (“Reg A+ Offerings”). All company listings are only appropriate for investors who are familiar with and willing to accept the high risk associated with startup investments. Securities sold are not publicly traded and are not liquid investments. Companies seeking investments through equity crowdfunding tend to be in very early stages of development with little or no operating history. Investors must be able to afford to hold their investment for an indefinite period of time, as well as the ability to lose their entire investment.
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